[{"data":1,"prerenderedAt":70},["ShallowReactive",2],{"guidance-disclaimer":3},{"id":4,"title":5,"author":6,"body":7,"category":60,"date":61,"description":62,"downloadUrl":61,"extension":63,"format":61,"meta":64,"navigation":65,"pages":61,"path":66,"pdfUrl":61,"seo":67,"size":61,"stem":68,"subject":61,"tags":61,"year":61,"__hash__":69},"content/guidance/disclaimer.md","Disclaimer - Guidance Section","10 Years Question Paper Editorial Team",{"type":8,"value":9,"toc":55},"minimark",[10,15,24,52],[11,12,14],"h2",{"id":13},"read-this-before-acting-on-anything-in-this-section","Read this before acting on anything in this section",[16,17,18,19,23],"p",{},"The Scholarships, Education Loans, Study Abroad, and College Costs guides on this site are provided for ",[20,21,22],"strong",{},"general informational purposes only",".",[25,26,27,34,40,46],"ul",{},[28,29,30,33],"li",{},[20,31,32],{},"We are not a bank, NBFC, lender, loan broker, or scholarship administrator."," We do not process applications, and we do not receive payment from any lender or scholarship provider for how we describe their products.",[28,35,36,39],{},[20,37,38],{},"This is not financial, tax, legal, or immigration advice."," Loan terms, tax treatment, and visa/immigration requirements depend on your specific circumstances and change over time. Confirm current terms directly with the relevant bank, the Income Tax Department, or the destination country's official immigration authority, and consult a qualified professional before making a financial or immigration decision.",[28,41,42,45],{},[20,43,44],{},"Figures are estimates, not quotes."," Interest rates, fee amounts, scholarship values, and cost-of-living figures are illustrative ranges based on our research at the time of writing, dated on each article. Actual terms offered to you by any institution may differ.",[28,47,48,51],{},[20,49,50],{},"No scheme listed here charges an application fee."," If any scholarship, loan, or portal asks you to pay to \"process\" or \"guarantee\" an application, treat that as a red flag and verify directly with the scheme's official government or institutional source before paying anything.",[16,53,54],{},"If you rely on information in this section for a financial or immigration decision without independently confirming it with the relevant official source, that is at your own risk. We update articles when we become aware of outdated information, but we do not guarantee real-time accuracy of figures that change frequently, such as interest rates and scholarship deadlines.",{"title":56,"searchDepth":57,"depth":57,"links":58},"",2,[59],{"id":13,"depth":57,"text":14},"Guidance",null,"This section provides general information on scholarships, education loans, and study costs. It is not financial, legal, or immigration advice.","md",{},true,"/guidance/disclaimer",{"title":5,"description":62},"guidance/disclaimer","BIwnTbp8GzBMrFdroUj1t2RYHeaYcBva1dZT5pnibVw",1789457228522]