[{"data":1,"prerenderedAt":220},["ShallowReactive",2],{"/guidance/study-abroad/uk-cost-of-study":3},{"id":4,"title":5,"author":6,"body":7,"category":205,"date":206,"description":207,"downloadUrl":208,"extension":209,"format":208,"meta":210,"navigation":211,"pages":208,"path":212,"pdfUrl":208,"seo":213,"size":208,"stem":214,"subject":208,"tags":215,"year":208,"__hash__":219},"content/guidance/study-abroad/uk-cost-of-study.md","Cost of Studying in the UK for Indian Students (2026-27)","10 Years Question Paper Editorial Team",{"type":8,"value":9,"toc":192},"minimark",[10,15,19,25,30,82,86,89,119,123,131,134,138,141,145,167,171],[11,12,14],"h2",{"id":13},"what-a-uk-degree-actually-costs-an-indian-student","What a UK degree actually costs an Indian student",[16,17,18],"p",{},"The UK remains one of the most popular study destinations for Indian students, and also one of the more expensive, once every mandatory cost beyond tuition is counted.",[16,20,21],{},[22,23,24],"em",{},"Last verified: 1 September 2026. Tuition, IHS rates, and maintenance fund requirements are set by UK institutions and UK Visas and Immigration respectively, and are revised periodically — confirm current figures before applying.",[26,27,29],"h3",{"id":28},"tuition-by-course-type","Tuition, by course type",[31,32,33,46],"table",{},[34,35,36],"thead",{},[37,38,39,43],"tr",{},[40,41,42],"th",{},"Course type",[40,44,45],{},"Typical annual tuition (INR)",[47,48,49,58,66,74],"tbody",{},[37,50,51,55],{},[52,53,54],"td",{},"Undergraduate, most subjects",[52,56,57],{},"₹15-25 lakh",[37,59,60,63],{},[52,61,62],{},"Undergraduate, medicine/dentistry",[52,64,65],{},"₹25-40 lakh",[37,67,68,71],{},[52,69,70],{},"Postgraduate taught (most Master's programs)",[52,72,73],{},"₹18-30 lakh",[37,75,76,79],{},[52,77,78],{},"MBA at a top-ranked business school",[52,80,81],{},"₹30-50 lakh (often for a shorter 1-year program)",[26,83,85],{"id":84},"living-costs","Living costs",[16,87,88],{},"Living costs vary substantially between London and outside London, and the UK Home Office itself distinguishes between the two for visa maintenance-fund purposes:",[31,90,91,101],{},[34,92,93],{},[37,94,95,98],{},[40,96,97],{},"Location",[40,99,100],{},"Approximate annual living cost (INR)",[47,102,103,111],{},[37,104,105,108],{},[52,106,107],{},"London",[52,109,110],{},"₹14-18 lakh",[37,112,113,116],{},[52,114,115],{},"Outside London",[52,117,118],{},"₹10-13 lakh",[26,120,122],{"id":121},"the-immigration-health-surcharge-ihs","The Immigration Health Surcharge (IHS)",[16,124,125,126,130],{},"The IHS gives international students access to the NHS for the duration of their visa, and is paid ",[127,128,129],"strong",{},"upfront, for the entire visa period",", not annually — a two-year course means paying roughly two years of IHS in one lump sum at the visa application stage. This is a substantial one-time cost that's easy to underestimate when budgeting only for tuition and monthly living costs.",[132,133],"in-article-ad",{},[26,135,137],{"id":136},"maintenance-funds-required-for-the-visa","Maintenance funds required for the visa",[16,139,140],{},"UK Visas and Immigration requires proof of funds to cover living costs for a defined number of months of your course (capped at a maximum), calculated at a fixed monthly rate that's higher for London-based courses than for courses elsewhere in the UK. This money must typically be held in your account for a minimum consecutive period before applying, not simply shown as a one-day balance.",[26,142,144],{"id":143},"whats-easy-to-miss","What's easy to miss",[146,147,148,155,161],"ul",{},[149,150,151,154],"li",{},[127,152,153],{},"IHS as a lump sum",", not a monthly cost — budget for it as an upfront visa expense, separate from your ongoing living-cost budget",[149,156,157,160],{},[127,158,159],{},"Course deposit",", often required to confirm your place before the visa stage, which is separate from and additional to the first tuition installment",[149,162,163,166],{},[127,164,165],{},"Return airfare and initial setup costs"," (accommodation deposit, winter clothing) in your first month, which are real but easy to leave out of a tuition-plus-living-costs estimate",[26,168,170],{"id":169},"related-reading","Related reading",[146,172,173,180,186],{},[149,174,175],{},[176,177,179],"a",{"href":178},"/guidance/study-abroad","Cost of studying abroad: full country-by-country guide",[149,181,182],{},[176,183,185],{"href":184},"/guidance/study-abroad/education-loans-for-abroad","Education loans for studying abroad",[149,187,188],{},[176,189,191],{"href":190},"/guidance/tools/study-abroad-cost-calculator","Study abroad cost calculator",{"title":193,"searchDepth":194,"depth":194,"links":195},"",2,[196],{"id":13,"depth":194,"text":14,"children":197},[198,200,201,202,203,204],{"id":28,"depth":199,"text":29},3,{"id":84,"depth":199,"text":85},{"id":121,"depth":199,"text":122},{"id":136,"depth":199,"text":137},{"id":143,"depth":199,"text":144},{"id":169,"depth":199,"text":170},"Study Abroad","2026-09-01T00:00:00.000Z","Tuition, living costs, the Immigration Health Surcharge, and maintenance fund requirements for Indian students studying in the UK, in rupees.",null,"md",{},true,"/guidance/study-abroad/uk-cost-of-study",{"title":5,"description":207},"guidance/study-abroad/uk-cost-of-study",[205,216,217,218],"UK","IHS","Student Visa","tA1ymLDXu92a8JkLjLKGNfsYco-jYSxyvP2EkLypdkM",1789465791078]